Embarking on the journey to own a boat is an exciting venture. Our boat loan finance solutions are designed to make this dream a reality,
offering competitive rates and flexible terms tailored to your needs. Whether you're eyeing a sleek speedboat, a sturdy fishing vessel,
or a luxurious yacht, we connect you with a range of financing options to suit your lifestyle and budget.
Let's help find a boat loan finance solution
Comparison results are from participating brokers linked to our referral service. We may receive a referral fee from the parties we refer you to. We do not provide financial advice or credit assistance directly.
Make waves with affordable marine finance
A boat loan is a specialised form of personal finance used to purchase watercraft such as jet skis, fishing boats, sailboats, or cruisers.
Instead of paying a large upfront cost, you can finance your purchase with structured repayments over a flexible term.
Boat loans for all vessel types
Marine loans can be secured against the boat itself or offered on an unsecured basis depending on the lender’s criteria and the vessel’s
value. Usage — such as leisure or commercial — can also impact the loan structure. Australian lenders may offer different products based
on new vs. used condition, trailer vs. mooring, or private vs. dealer sale.
Get matched with marine finance specialists
At Loan Finance Online, we understand that marine lending is a niche area. We use the information you provide to help match your enquiry with specialist boat loan brokers and lenders. Your referred broker can outline marine finance options and, where appropriate, compare products available from their own panel of lenders. Any loan approval or formal pre-approval will depend on the lender's assessment and credit criteria.
✏️
Our broker partners aim to provide you with competitive boat loan rates and options available from their own panel of lenders. Actual rates and terms will depend on your circumstances, and options are limited to those lenders on the broker’s panel, not all providers in the market.
Personal Advice
Loan Finance Online does not provide personal financial advice or credit assistance directly. All enquiries, including quote comparisons, credit assistance and any form of personal advice, are provided by a licensed specialist broker or lender, selected from our Australia-wide referral partner network, who will communicate with you directly after you submit a quote request.
Broker Matching
A specialist Finance Broker or Lender will be assigned to your enquiry based on your location, specific requirements and your personal circumstances, as identified from the answers you provide in your boat loan quote request. For this reason, it is important that you provide complete and accurate answers when you submit your enquiry.
Free service
Our service is free to the public. We may receive a referral fee or commission from your matched broker - regardless of whether you choose to proceed with any of their recommendations. Any fee paid to us by your broker is a general marketing expense and is not directly passed on to you nor added to your loan. Broker or lender fees and charges for any loan or related advice may still apply and will be outlined by them.
Buying a boat is a significant investment, and understanding your financing options is crucial to making an informed decision. Whether you're eyeing a shiny new vessel or considering a seaworthy pre-owned one, each choice comes with its own set of financial implications. Choosing between a new and used boat involves more than just preference; it can significantly impact your financial plan. - read more
When it comes to buying a boat, choosing between a new and a used one is a significant decision that can impact your finances in multiple ways. A boat is not just a pleasure craft; it's also a considerable investment that requires careful thought and planning. - read more
Planning your boat maintenance budget is a crucial step for any boat owner. It ensures that you can keep your vessel in excellent condition without facing unexpected financial burdens. A well-thought-out budget helps manage costs for regular upkeep, repairs, and potential emergencies. - read more
Welcome to the thrilling journey of buying your first boat! Owning a boat is a dream for many Australians, offering the promise of sunny adventures and endless horizons. - read more
October 2025 marked a significant milestone for first-time homebuyers in Australia, with loan applications surging by 39.2%. This remarkable increase is largely attributed to the federal government's expansion of the 5% Deposit Scheme, which has made homeownership more accessible to a broader segment of the population. - read more
In the third quarter of 2025, Australia's property market witnessed a significant shift as investors accounted for two out of every five home loans. Data from the Australian Bureau of Statistics (ABS) revealed that over 57,000 investors borrowed nearly $40 billion during this period, marking a 17.6% increase from the previous quarter. This surge underscores a growing trend of investor dominance in the housing sector. - read more
The Boating Industry Association Ltd (BIA) has officially announced that the 2026 Sydney Boat Show will take place at the Sydney Showgrounds at Sydney Olympic Park from Thursday, 30 July to Sunday, 2 August 2026. This four-day event is set to expand following the success of its debut in 2025 and strong interest from the industry. - read more
Superyacht Australia has announced the return of the Australian Superyacht Conference in 2026, introducing a refreshed format and a new location in Sydney. Traditionally held on the Gold Coast in May ahead of the Sanctuary Cove International Boat Show, the conference will now take place immediately following the inaugural Sydney Charter Show, creating an exciting week of activity for Australia’s growing superyacht sector. - read more
